Top story · Local · 03:17
What affects VA loan approval? Key factors veterans should know
Understanding what lenders look at Applying for a VA loan can feel like a maze of paperwork and waiting. But the process becomes clearer once you know what lenders actually evaluate. While the VA itself doesn't approve loans - it guarantees a portion of them - private lenders still have their own standards. Knowing these can save you time and frustration, especially if your credit history is less than perfect. Lenders want to see that you can handle the monthly payments wi